Assignment 2 Essay Example | Topics and Well Written Essays - 1000 words - 2

Task 2 - Essay Example Surveying the hazard completely incorporates assessing the all out extent and probability of the possibility of misfortunes, and furthermore offers a full understanding, of the roots and effect of these misfortunes (Kevin, n.d.). A complete hazard evaluation includes the accompanying advances: 1. Setting and understanding the unique situation. It includes articulating the targets and the boundaries of the establishment thinks about when overseeing dangers. This is surveys the present circumstance, needs holes and assesses what as of now exists, to expand on the limit and stay away from duplication of endeavors. This is helped out through an orderly stock and assessment of the previously existing danger appraisal examines and the accessible information (FIRESCOPE, 1994). 2. Peril recognizable proof This includes finding the sort, area, force, and probability of dangers and dangers common in a given network. 3. Assessing introduction This recognizes the populace and the property that i s in danger and outlines fiasco inclined regions. 4. Investigation of helplessness This decides the limit of the components in a given network in danger to withstand the hazard conditions. 5. Effect examination This layouts the estimation of expected misfortunes of the uncovered populace, property, business, condition and the economy. 6. Profiling the hazard This assesses the different financially savvy chance decrease alternatives accessible, as far as the capacity of the network in chance decrease and its financial concerns. 7. Definition and amendments of activity procedures and plans. This includes setting needs, allotment of assets (both human and money related) and starting important projects. The all dangers approach involves consideration of all the potential kinds of hazard or danger in chance evaluation. It means to incorporate all the kinds of hazard, regardless of the source, to give a normalized review guided by a lot of standards and steps. It’s a far reaching a nd coordinated methods for surveying dangers and dangers. Surveying dangers utilizing the all risks approach in an incorporated manner essentially diminishes the weakness of individuals, property, condition and the economy (Service, 2010). Question 2 Business congruity alludes to the capacity of an association to offer help and administration to its customers and its capacity to keep up its feasibility previously, during and after a business coherence event. It’s an all encompassing administration approach that perceives the potential effect that would compromise the firm and it offers a system of building the limit and flexibility for a successful reaction in order to shield its inclinations. Despite the fact that it might be progressively viable for enormous organizations, it is imperative to keep up full working all through a debacle emergency. Business progression designs likewise traces the essential concerns like the authority order in an occasion an organization head b ites the dust or is extremely sick. They additionally address reinforcement plans for extreme situations, for example, patent claims, work questions, or bottlenecks mutilations. This permits the pioneers to survey the dangers and shortcomings to their association from a disconnected perspective. Tight plans ensure the groups that the pioneers know about how to change direction quickly when in testing times. The procedure can likewise feature the shortcomings of an association can address path before confronting a debacle. For a business to be effective, it needs to continually address the issues to its clients. Inability to

Heart Failure Essay Example | Topics and Well Written Essays - 1000 words

Cardiovascular breakdown - Essay Example Cardiovascular breakdown Absolutely, this was the writing hole recognized in this examination. To set up the exploration issue, Felter et al. (2014) grounded their contentions on the ongoing measurable information, which demonstrated the case of the writers with respect to readmissions of cardiovascular breakdown patients. Maybe, with the notion to keep up generalisability and incorporate both preferring and restricting information, Felter et al. (2014) likewise conveyed due noteworthiness in including data about those procedures, which are received by medical clinics to forestall readmissions of the patient populace, through the usage of â€Å"transitional care intervention† programs. From a pugnacious recognition in this way, Felter et al. (2014: 774) expressed, â€Å"†¦An investigation of Medicare claims information from 2007 to 2009 found that 35% of readmissions inside 30 days were for HF [heart failure]†. In spite of the fact that the focal point of the examination was laid on the assessment of the human services proficiency in conveying quality treatment to cardiovascular breakdown patients, Felter et al. (2014) additionally endeavored to prescribe a couple of critical answers for the circumstance dependent on the â€Å"transitional care intervention† program that is regularly rehearsed to serve the populace. Exactly, Felter et al. (2014) expressed that their motivation was to â€Å"assess the adequacy, similar viability, and damages of transitional consideration mediations to diminish readmission and death rates for grown-ups hospitalized with HF†.

Mr. E. Hunt

Mr. E. Hunt Truth be told, I have no idea how to use the MIT admissions web interface anymore after taking an unintentional sabbatical from the esteemed blogging position for 1/38th of my life. Therefore, this post will be in 100% plain text and you should just stop reading now and visit Reddit. Truth be told honestly this time, Ive actually forgotten how to write sentences without the crutches of LaTeX syntax and an average math density of 1 equation per 3 words of English during my previous semester as a Physics major and. But on the bright side of the other hand, I spent 42 hours this weekend surviving on three food items which were (1) peanut butter and jelly on bread, (2) water, and (3) the best roast lamb, tomato chutney, and goat cheese sandwiches that I have ever had from the irreproachable Flour Bakery+Cafe by MIT. 36 of 42 hours were spent either staring at puzzles, running around campus looking for a man dressed as a mutant mushroom, staring at puzzles, or staring at puzzles. Mystery Hunt 2011 was on. As per usual, I hunted with the Random Hall team and had one of the best weekends imaginable in the most mentally taxing and physically tortuous sense of best and imaginable. To show what I mean by example, heres a puzzle that ate up 12 hours of Saturday for breakfast with spare time to watch cartoons: http://ihavetofindpeach.com/puzzles/mega_man/pesky_bugs/ Thats it. One line of text and 5 seconds of noise. I will make and deliver* a sandwich to the first person(s) to solve it from scratch**. *The method of delivery will be guaranteed to preserve edibility, somehow. **The answers may be online somewhere, but Ill ask to see your work. Offer not valid to participants of this years hunt. Hint: Signal processing is invaluable. The answer is one word. PS: Need to change my page header. Im Course 8 and 18 (Physics and Math), not 3 and 8! Post Tagged #Mystery Hunt

What Are the Best Book Lights for Readers

Organization Communication Theories And Perspectives

Case Study Introduction This case study analysis was written based on the journal How Do You Get Anything Done Around Here? Written by Marian L. Houser and Astrid Sheil. This article has describe that how organization communication theories and perspectives works within a family company. Relationships of key characters Kate Elliott is a recent MBA graduate with two years’ working experience. She got a new product develop case of the Donaldson Family Foods company, if she handle that well, she will become the brand manager of this company. Jeff Donaldson who is the president and the CEO of this family business. Rick Clark is Kate’s immediate supervisor. Tom Kadzinsky a veteran product development specialist of this company. Dave Seavers is from independent research Angie Parker who is the secretary of Mr. Donaldson. Main Concepts Salient issues and problems of this case The management level of this company has lack communication with their employees. The company never empower their employees, which makes all the employees become lazy and more likely to listen the orders from the SMART group. Symptoms of the communication problem The symptoms of the communication are they never empowered their employee. Every decision that employees made must be wait SMART has given its approval. That makes all the employees become lazy and satisfy with their personal situation. Kate even cannot contact with Jeff when she has a situation need to handle in. I think that Kate is veryShow MoreRelatedHow Communication Impact Leadership And The Decision Making Process Of Management1130 Words   |  5 Pages1. Leadership and decision-making, involves knowing how to communicate with the all elements of an organization. This includes employees, managers, and customers. Communication is transmitting information and establishing common meanings (Denhardt, Denhardt, Aristigueta 2013). Each element of management may require a different style of communication. Leaders must be able to adapt communication techniques based on the groups they are communicating with and decisions that affect them (Hatch CunliffeRead MoreClassical Scientific Management Theory And Human Relations Theory1358 Words   |  6 Pagesbe expressing a few of the different theoretical perspectives. This paper will be discussing the Scientific Management, Cultural Perspective, Political-Economic Theory, and Human Relations Theory. It will also be discussing each of the key concepts that are associated within each theoretical perspective. I will state some of the strengths and some of the weaknesses of each theory that was mentioned above. Lastly, my opinion for each of these theories would be provided to give you a look on how theyRead MoreThe Interpretative View Of Organizational Communication1703 Words   |  7 Pages The interpretative view of organizational communication developed from a humanistic approach to organizational behavior. 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Hnd Judge How the Business and Cultural Environments Free Essays

string(48) " access to customers they didn’t have before\." HND Business Birmingham Metropolitan College Mathew Boulton Campus Riddle of the day A woman shoots her husband. Then she holds him under water for over 5 minutes. Finally, she hangs him. We will write a custom essay sample on Hnd Judge How the Business and Cultural Environments or any similar topic only for you Order Now But 5 minutes later they both go out together and enjoy a wonderful dinner together. How can this be? 3. 3 judge how the business and cultural environments shape the behaviour of a selected organisation This builds to answer; Judge how Lloyds TSB has been behaviour has been affected by political, economic, social, technical, legal, and environmental pressures. Industrial concentration Over the last 100 years the size of firms has generally been increasing. 50 years ago in the UK most shops were privately owned and supplied the local area, however over time larger shops have become more and more important. Tesco for instance is a huge employer in the UK and now serves millions of customers with an estimated one in every seven pounds spent on retail being spent in Tesco, it has now extended well beyond the UK and is operating in many different companies. In 2002 Walmart was the biggest earning firm in the world, with an annual revenue of $219 billion. This was a higher figure than the GDP of many countries. As a general rule different industries are dominated by a smaller number or larger firms. This trend is referred to as industrial concentration. How has industrial concentration been achieved? It has happened in a number of different ways, primarily many of the firms have naturally gained in size, e. g. opened more and more stores, or built bigger and bigger factories. However it has also been achieved through mergers, where firms combine themselves together And By takeover where one firm will buy out another firm Why grow in size? One of the major reasons or advantages of growing in size is to achieve economies of scale. Merger as a method of growth Mergers offer firms a great advantage because over night they can grow substantially, they can become more secure, gain great economies of scale and have greater diversity. Case study Barclays In 2003 Barclays Bank was looking for a major European Bank to merge with. It started looking at mergers for three main reasons Barclays had previously been a target for a takeover, by being a larger organisation it is a lot harder to become a target for takeover The bigger it becomes the greater the economies of scale it could gain It allowed Barclay’s access to European markets, far more easily than setting up its own branches abroad. Merging gave Barclays overnight access to a large customer base that was already established, additionally it gave Barclays technical experience of Europe. What economies of scale do you think Barclays gained from expanding abroad? †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. Vertical mergers Vertical mergers are mergers of firms in the same chain of production, for example a brewer merging with a farmer (producing the raw ingredients hops) or a brewer merging with a pub. Both of these are examples of vertical mergers because they are in the same chain of production e. g. eer The brewer merging with the farmer would be a vertical backwards merger, because the brewer is merging with someone at an earlier stage in the production chain. From the farmers point of view merging with the brewer would be a forward vertical merger, because he is merging with someone at a later stage of production. Moti ves for vertically backward mergers Firms can gain a number of advantages by vertically merging backwards these might include Economies of scale Guaranteed supply Not supplying competitors without knowledge (might mean not supplying any competitors) Motives for vertically forward mergers Most manufacturers never sell directly to the public, they rely on retailers to do it for them, by merging with a retailer demand for your product is guaranteed. You can stop your competitors products being stocked (or controlling them, e. g. charging a higher price for them Key factors in a merger Both firms must feel they are gaining from it, they must both feel they are gaining more control Horizontal mergers A horizontal is where firms at the same stage of production merge. These firms usually produce the same goods and are usually at least to some extent in direct competition with each other. Motives for horizontal mergers Greater efficiency, for example getting rid of duplicated management roles Greater use of staff, under-utilised staff might be used at another plant or location Greater control of the market Greater combined buying power, therefore gain economies through bulk buying. Job saving, redundancies almost always follow mergers, and this creates cost savings for the new organisation Eliminate competition; what better way to eliminate a competitor than to merge with them, this helps reduce down competition and mean price competition is reduced. We have seen how governments may oppose this) Increase market share, you will gain new customers, possibly in locations where you didn’t have any before Examples of horizontal mergers P O and Stena Line merged in November 1997 saving 1000 out of a combined workforce of 5000 Commercial Union and General Accident merged, the merger caused nearly 3000 redundancies Lateral mergers Lateral mergers are where two firms t hat are at the same stage of production, but where the products do not directly compete. For example a brewery with a soft drinks manufacturer. The products are likely to be sold in the same places, e. . shops, restaurants, pubs etc, but they do not compete directly against each other. They do not lure each other customers away. So a pension company (Scottish Widows) merged with Lloyds TSB, they didn’t compete directly against each other, but they were in a related market. Reasons for lateral mergers Economies of scale can be gained, but one of the major reasons will be to have a wider range of customers in more diverse markets. Both firms will have access to customers they didn’t have before. You read "Hnd Judge How the Business and Cultural Environments" in category "Papers" The new firm only gains in customers from the combined companies E. Lloyds TSB could access customers from Scottish Widows, and Scottish Widows had access to a lot more customers than it had befo re at Lloyds TSB. Conglomerate mergers This is a merger where the two firms have nothing in common, for example a brewery and a washing machine manufacturer. The two have nothing in common Reasons for conglomerate mergers Some economies of scale can be gained, but mostly it is risk bearing that is the major drive, both firms are more likely to be secure in the new form where they have a combined much wider range of products over possibly a much wider area Case study The merger of Carlton and Granada In 2003, Carlton and Granada TV companies announced their intention to merge and form a firm worth about ? 4. 1 billion. It was estimated that the new company would control about 50% of the television advertising market. Advertisers and media agencies both expressed their fears over the potential creation of a single airtime sales house if the two existing houses owned by the two companies combined. The Competition Commission decided that an investigation was in order, and they produced a 456 page report into the proposed merger. What are the benefits for the two companies in merging? †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â ‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. Why was the Competition Commission so concerned over the merger? †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã ¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚ ¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. Multinational corporations Perhaps an inevitable consequence of industrial concentration was the multinational corporation. These are firms that have extended beyond their native counties and have become global organisations, that in many cases are worth many billions. Why have they grown? Beyond economies of scale there are other advantages, a firm might be nearer its customers, be able to modify its product and not have to pay import duty. Other advantages can include lower labour costs in other countries Lower production costs Being closer to raw materials (therefore transport costs are reduced) Growth of multinationals There has been a rapid increase in multinationals from 7000 in 1970 to 40,000 in 1995. More than half of multinationals come from five counties United States, Japan, Germany, France and the Netherlands By going global many of these firms have been able to expand hugely, some are economically more significant then small countries. Exxon for instance has comparable economic size to Chile BP which is the UK’s largest multinational is placed as being more economically significant than Cuba, or Uruguay Concerns about multinationals Many people are concerned over multinationals, concerns include Power they have over many governments due to their size Some have been accused of exploiting cheap labour They control many of the planets resources, e. g. gas and oil is largely controlled by a number of multinationals. Financing growth Not only can firms gain money to grow from the traditional routes of borrowing money from banks, they can also gain revenue from rights issues and venture capital. Rights issues If a firm is expanding it may well look to its existing shareholders to help finance that growth Rights issues allow shareholders to buy new shares in the company in proportion to what they already own, usually at a better price. So if a firm was planning to expand shareholders will be contacted and asked to see if they want new shares in this new venture, shareholders will be offered preferential rates (it is usually seen as a reward for shareholders) The firm gains extra revenue, but with a huge advantage that it doesn’t need to pay the money back (like a bank loan) If a shareholder wants to get their money back they will sell the shares. Both firm and shareholder can see it as a good option, hence forth it is a popular way to raise revenue. Venture capital Venture capital firms, or individuals will look to see if they can get a good bargain. This is very much want the Dragons on Dragon’s Den aim to do. Venture capital firms will inject money into the firm, but often will gain a significant share of the business as part of the deal. They may well want to have directors positions and may also want some kind of control in the business. This is not always a bad thing for the business, where the new company can gain valuable management help from the venture capital firm. Venture capital investment can happen at a number of different stages Seed investment; providing at the very earliest stage, possibly before a product has been fully realised Early stage investment; helping a firm in its opening stages, which can quite often be a difficult time for a business Expansion and later stage financing; helping a more mature company to expand Turnaround financing; helping failing firms to regain themselves Joint ventures Joint ventures are very similar to mergers, this will be where two firms form a separate division or new company. It will be financed and staffed by both companies, it might be used for instance for one firm trying to break into a new market, or a new country. By using a joint venture a company might gain all the experience of another firm, adding to its own advantages. However no upheaval or loss of staff. Outsourcing This is where an individual or another firm carries out some of the operation of the business, for example carries out the cleaning services carried out at the organisation. The firm gains by using outsourcing by Saving money that it doesn’t have to spend on training staff There are no recruitment costs There are no issues with redundancies or sacking of staff because they are employed by another company The firm can start a new service very quickly by using outsourcing By outsourcing it may be easier to get the experts needed. The firm wont have to worry about covering staff absences, the firm doing the contracted outsource work will have to worry about it instead. It can offer a quick and cheaper alternative (because there are no recruitment costs etc) to employing staff at the firm It is very good if the service is only needed in the short term. Technology and innovation Research and development is very expensive and doesn’t always work. However if it does work it can offer the firm huge advantages offering a new product or service that wasn’t available before. Because of copyright, many of these products will remain exclusive to the firm. Research and development is effectively another economy of scale, because usually only the large firms can afford it, and can afford it when it goes wrong. It is usually just major corporations that carry out research and development. Top 11 research and development companies 2002 1 Ford 2 General motors Siemens 4 Daimler Chrysler 5 Pfizer 6 IBM 7 Ericsson 8 Motorola 9 Matsushita Electric 10 Cisco 11 GlaxSmithKline Looking at the above firms, what are the main areas that research and development is carried out for? †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â ‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. Why do you think these areas have a lot of research and development carried out in them? †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢ € ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ Labour market trends A very important consideration for businesses is the state of the labour market. A higher rate of unemployment gives a firm an advantage to pick suitable workers from a wider pool. The bigger the choice the easier it is for them to get the right member of staff, and significantly without increasing wages. As the pool of workers reduces down so it is harder to get the right worker. On a similar basis the skills of the workforce are also very important, many positions in firms may require significant training. Proportion of managers with qualifications 2003 | All| Men| Women| Degree or equivalent| 48%| 55%| 39%| Higher education| 38%| 44%| 33%| A – level equivalent| 23%| 25%| 18%| GCSE or equivalent A – C| 17%| 22%| 13%| Looking at the above figures what doe it suggest is the trend between managerial position and qualification †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ Generally the UK government realises the need of UK business for a more skilled workforce. This was behind the labour parties policy of encouraging higher education amongst the population and encouraging modern apprenticeships. However this has still not been enough. Many firms have looked outside of the UK for skilled workers at a lower cost. Additionally with the growth of communications technology it is easier for firms to employ members of staff in other countries. PEST of Lloyds TSB Lloyds Banking Group plc is a financial services group based in UK. It was initially known as Lloyds TSB Group plc and covers 40 countries in the world. However, its primary market is UK and it operates in three verticals namely, retail banking, wholesale and international banking and insurance and investments. The Lloyds Banking Group plc acquired the Halifax Bank of Scotland plc or the HBOS on January 16th this year (Company Profile par. 1) The subprime crisis which started in the US had its effect on those countries whose financial companies were participating in the US based risky financial instruments. UK was one of those countries and approximately around November 2007 the banking sector saw the unfurling of a major crisis (Caine). $323 billion was the amount of total assets write-down and credit loss in the world’s top 100 banks till May 2008. Amongst these, UK banks were also present; HBOS had a loss of $5. 9 billion while RBS or Royal bank of Scotland lost $15. 2 billion (Onaran). Due to the subprime and credit crisis towards the end of 2008 UK went into recession and since then the crisis has deepened. This is evident from the fact that the UGK GDP has declined further by 1. % in the period between January- March 2009. This has also been the sharpest decline since 1979. It is being predicted that the fall in GDP would be even more than 3. 5%, which was the common estimation among experts last year. The IMF has also predicted that the UK economy would decline by 4. 1% in 2009 (Monaghan par. 1, 3, 5, 13). But in comparison to other EU members the UK economy is in a slight ly better condition. Yet public finances will be in a very bad condition in comparison to its EU member states. Also, the country’s government deficit is predicted to be amongst the worst in EU for the next year (Giles, par. , 2, 10). Macro economic forecasts by different agencies have also predicted a depressing picture for the economy in the near future. GDP growth is predicted to be less than 0. 5% in 2010 while the Retail Price Index inflation is going to be between 2% to 2. 5%. Consumer Price Index inflation on the other hand is predicted to be at 1. 5%. Current account for 2010 would be at least -? 26 billion by April (Forecasts for the UK economy 12-13). http://mb atermpapers. om/an-analysis-of-lloyds-tsbs-current-strategic-position-part-i/ PESTEL Analysis of the Banking Crisis and Royal Bank of Scotland POLITICAL There are numerous entities comprising RBS’s political arena, including but not limited to: The Bank of England (BOE), BOE’s Monetary Policy C ommittee, Chancellor of the Exchequer, Financial Services Authority (FSA), HM Treasury, HM Treasury’s UK Debt Management Office, UK Financial Services and Markets Tribunal (which provides judicial review of the FSA), and Treasury Select Committee (which reviews HM Treasury’s activities). Each entity influences RBS’s ability to compete in a highly regulated sector. Each entity’s influence originates from their ability to sway and/or enact legislative acts which envelope RBS’s investment activities, reporting procedures, costs of capital, international participation and horizontal and/or vertical integration. The overall political mood of these government entities during the current banking crisis inculcates numerous feelings and perspectives, including but not limited to such attitudes as   i). angst about available credit to businesses and consumers; ii). repidation towards watchdog groups like rating agencies and government inspectors; and iii). worry concerning free market capitalism and the nationalization of key industrial sectors. Immersed in such a political atmosphere, RBS’s expectations include augmented publicly scrutiny regarding loan portfolios and lending activities, even greater banking regulation, increased governmental act ivities such as inspection parameters and enhanced reporting requirements. RBS’s political arena is struggling to recompense constituents for the government’s inability to stave off volatility despite huge expenditures of taxpayer dollars. RBS will identify trend lines in each governmental entity in order to position each entity into a governmental landscape attempting to redefine itself as a public body capable of ascertaining significant risks to the economy. By analyzing the decisions of entities like the BOE, FSA, UK Financial Services and Markets Tribunal, and Treasury Select Committee – RSB may fully assess the country’s political framework, the direction being taken by the government on a per entity basis and the ramifications upon the socio-economic canvas. One political activity is the HM Treasury’s establishment of the Bank Recapitalization Fund and the UK Debt Management Office’s 2008 Credit Guarantee Scheme. These programs are part of the Government’s attempt to stabilize the financial system and to protect and promote confidence in depositors, borrowers and other clients of RBS and other financial institutions. Under these programs the government will possess the capacity to set RBS’s dividend policies and bonus schemes. It will also require RBS to support lending to small businesses and home owners. Moreover, in October 2008 the HM Treasury purchased approximately ? billion in RBS preference shares[1], for which RBS will have to pay approximately ? 600m per annum. The government also underwrote a ? 15 billion share issue for Royal Bank of Scotland – as a result of which the government gained a 58 percent stake in the company. The performance of RBS’s Corporate and Global Banking divisions – in an atmosphere inundated with public and private institutions who failed to ascertain an accurate picture of the credit markets and banking industry – may be expected to benefit from funds made available from HM Treasury’s programs. Regarding the FSA, it has been perceived by some to be relatively weak and ineffective. FSA behavior is often criticized as being reactive rather than proactive. Some banking experts assert the FSA has allowed irresponsible banking and the FSA’s ineptitude may have precipitated the credit crunch. Indeed, the public acquisition of Northern Rock in mid-February 2008, and the takeover of HBOS by Lloyds TSB are key indicators that the FSA may have failed to oversee with insight and expertise. Once recent activity is that in September 2008, the FSA announced a ban on short selling to reduce volatility in difficult markets, including financial institutions. Another recent activity is the FSA’s Consultation paper entitled ‘Financial Services Compensation Scheme reform’. Published in January 2009, the paper recommends that a potential seven-day time limit, after the collapse of their account providers, for paying out to depositors could be imposed on the Financial Services Compensation Service (FSCS) in future. FSA also recommended a simplification for the eligibility parameters for depositors and for the processes of account providers transferring their customers’ information on the FSCS. ECONOMIC: The economic state of the nation will propel RBS towards activities based on reduced GNP growth, reduced demand for credit, decreases in consumer confidence and reductions in revenue sourced from interest rate spreads. However, clients in RBS’s Wealth Management division may realize long term gains if the market is currently near the bottom and grows in the future. With historical lows in interest rates and a monetary policy flooding the banking sector, RBS may capitalize upon low costs of capital and potential increases in the demand for credit. However, due to the economic climate, RBS is expected to be substantially risk averse and may avoid the tried and true real estate market. Large and small businesses seeking working capital, companies seeking merger financing and product development financing are potential opportunities for RBS given the current real estate climate. RBS’s may be expected formulate strategic merger opportunities, gravitate towards a greater risk averse position, raise capital through selling assets and increase the quality of its capital base. RBS may sell assets like its 10% stake in Bank of China[2]. The RBS has also placed t its near-1,000 pub estate up for sale, as it looks to improve its balance sheet with cash holdings[3]. RBS is also poised to cut around 3,000 jobs from its Global Markets investment banking division. 4] Moreover, RBS will compete in an economic climate experiencing increases in unemployment. The company’s layoffs are indicative of the financial sector reducing payrolls in order to streamline operations and enhance profitability. However, the economy’s overall increases in unemployment may facilitate a corresponding increase in small business start ups such that RBS may make loans to unemployed workers attempting to start their own firms. Per the aforementioned real estate situation, housing prices experienced a plunge of approximately 16 per cent last year, the biggest annual drop on record and RBS is poised for another turbulent year in real estate investment activities. The fall during 2008 established a current average house price at ? 153,048,   down ? 20,000 since December 2007[5]. However, in a discounted real estate market, RBS may facilitate real estate investors seeking long term gains and may also conduct businesses unrelated to real estate i. e. manufacturing, technological, agricultural, and health care. SOCIAL Social aspects of the credit crisis include, but are not limited to: career attitudes, consumer confidence, and worries regarding pensions. Career attitudes may be improved if RBS campaigns for unemployed workers to attempt to start their own small business. Consumer confidence may increase if RBS markets the low costs of capital for borrowers. And worries regarding pensions may be alleviated by RBS’s Wealth Management division and subsequent campaigns emphasizing investments in staple sectors, emerging markets and firms experience above average growth. TECHNOLOGICAL The aforementioned FSA’s Consultation paper entitled ‘Financial Services Compensation Scheme reform’ also recommends Britain’s banks spend approximately ? 1bn on upgrades for information technology systems. The proposed IT investment facilitates a bank’s capacity to produce a list of all customers’ deposits within 48 hours of the institution failing. This may support the FSCS’s ability to ensure that bank customers get their money back within seven days. Such a system may also limit the risk of a collapse of confidence from spreading. Furthermore, technological variables like software platforms based on data mining, neural networks, risk analysis and algorithms scanning financial criteria may offer RBS the tools necessary to optimize networks, maximize knowledge procurement and minimize data absence such that assets, liabilities, expenses and revenue streams are analyzed, assessed and reported upon in order to alert management on significant changes and/or potential problems. LEGAL RBS confronts numerous legal issues, including but not limited to: securities law, bank note regulation, separation of lawful matters centered on England and Scotland, country specific regulatory committees and a trade structures negotiated separate from England. RBS is poised to capitalize on the Scottish reputation for developing a wealthy nation such that, the concomitance of national legal frameworks may expedite innovation, facilitate the discovery of economic tools and promote a banking sector that leads the international economy into a more efficient, less volatile and improved transparency framework. By immersing itself in the legal framework of both regions, RBS may reap insight into the legislation the behind domestic economy and participation in an international marketplace. ENVIROMENTAL Several groups assert that RBS is one of the world’s top financing sources for oil and gas extraction. Allegations that RBS is funding oil and gas extraction in politically and environmentally sensitive regions and further entrenching dependence on oil and gas. These believes have resulted in campaigns against RBS   Protests have taken place at some RBS and Natwest branches in the UK. RBS supplies financial services to firms constructing coal-fired power stations and developing new coal mines at sites all over the world. RBS is accused of helping billions of pounds over the last two years to E. ON, and other companies emphasizing coal. On 17 January 2008 environmental groups wrote to RBS hoping to resolve environmental problems associated with the ABN AMRO-financed Sakhalin II project (RBS, Fortis and Banco Santander acquired ABN AMRO in 2007). RBS’S green holdings may alleviate these antagonistic positions while also offering investment returns in industries experiencing relatively positive growth rates. As alternative energy becomes a viable source for transportation and electricity, RBS may identify and locate potential businesses (whether small businesses or conglomerates) that offer above average yields. Further, RBS may spearhead the banking industry’s emphasis on alternative energy in a marketplace poised to replace oil even during a banking crisis. Industrial Analysis: Current Market Forces in Banking Sector There are several forces operating in the banking sector. A few of these are related to the current crisis and others are constant parts of the banking sector. Such forces include, but are not limited to: i). a demand for reform; ii). a supply of private money (whether publicly financed or not) that has experienced a constraining shift in risk adversity; iii). a nationalization of private sectors; iv). uncertain alterations of capital standards; v). ossible shifts in portfolio risks; vi). homeowner and depositor protection; and vii). possible prioritization of small and medium sized business. These demand and supply issues are drivers of change. Other drivers of change include regulatory bodies, private organizations and competitors within the banking industry. As alterations in portfolio risks shift capital, changes in specific industries may occur. For example, an influx of capital into alternative energy alongside a redu ction in real estate investment may fuel energy independence. As alterations in capital standards occur, banking companies are expected to change attitudes towards riskier loans. And as small and medium sized enterprises become a priority, the may be changes in the rate of innovation, the effect of small transactions and general economic data like unemployment or personal consumption. A banking sector’s industrial analysis would note that banking has existed so long that ascertaining the whole sector’s position in the life cycle is rather difficult. However, the sector is experiencing a nationalization, which in turn reverts back to antiquated stages of the sector’s life cycle. On the other hand, banking could be poised to accelerate its position in its life cycle due to the current economic crisis i. e. necessity is the mother of invention and the banking sector may invent methods to draw the economy out of the current crisis MADEAN2. WORDPRESS; http://madean2. wordpress. com/business/swot-pestel/ (2012) http://www. youtube. com/watch? v=1cV-R26kMrUfeature=related How to cite Hnd Judge How the Business and Cultural Environments, Papers

PEER SUPPORT SPECIALIST IN A RECOVERY SETTING Essays - Psychiatry

PEER SUPPORT SPECIALIST IN A RECOVERY SETTING KARLA TERESA REED THOMAS COLUMBIA COLLEGE HUMS 250 A PROFESSOR CARNEY JULY 17, 2015 Abstract The field of Human Services is broadly defined and cannot be set to just one standard. The unique ways of helping people can be seen in the day to day life of a Peer Support Specialist. There is nothing like learning from some who has been in similar situations as yourself and can best help you because they are continuing to live the life you want to live. In this paper I will detail the affective work of C ynthia Rice, who is a p eer s upport s pecialist for Fellowship House Apartments , a low-intensity transitional housing for clients leaving treatment. I will also give some background on the Fellowship House and the admission requirements. This paper will also outline what the requirements are to become a peer support s pecialist, what theory of use Cynthia uses in providing peer support, and exploration of that theory. P eer Support Specialist in a Recovery Setting One of the primary goals of a peer support s pecialist is to teach people how to help themselves. One would think that when a person has problems they could solve these problems on their own, but that is not the c ase in most people lives. Peer support s pecialists have gone through the recovery process and are offering themselves as a mentor to help another individual who is suffering from a substance addiction or a mental illness. The (Rogerian) person -centered approach used by Cynthia will detail how it is self-directed, strength-based, and supports the needs of individuals. Okun and Kantrowitz (2014) state d , "person centered theory assumes that human beings are rational, good, and capable of assuming responsibility for themselves and making the choices that can lead to independence, self- actualization, and autonomy" (pg. 132). A growing number of people are suffering every day and peer support has shown to improve the quality of life and increases the well-being and personal growth of clients compared to people only receiving traditional mental health services. Galanter and Egelko (1994) wrote, "As currently organized, general hospitals are ill-equipped to address the combined effects of substance abuse and acute psychiatric disorders. For example, traditional impatient psychiatric settings do not generally provide Twelve Step groups, psychoeducational programs or relapse prevention training that are necessary for the rehabilitation of the substance abuser" (pg. 1227). Cynthia's description of the (ROSC) Recov ery Orientated Syste ms of Care , an ecological systems theory , which is required by the Fellow ship House, is the theory needed for people who are suffering from these maladies to recover and move on with their lives. Agency and clientele The Fellowship House is a Non-Profit Agency located in Birmingham, al and their primary goal is to help people who suffer from substance abuse and co-occurring disorders. The Fellowship House offers a medium low-intensity residential program for clients who are unable to stay clean on their own. This supportive environment offers individualized treatment plans which focus mainly on the needs of the client to be able to recover outside of the treatment center. The treatment plans offered here include case management, group and individual counseling, peer support, Twelve Step groups, vocational and medical referrals and an alumni after care program. The treatment programs normally last only 30 days but a client can remain for 90 days if needed. Galanter and Egelko (1994) state , "traditional inpatient psychiatric settings do not generally provide Twelve Step groups, psychoeducational programs or relapse prevention training that are necessary for the rehabilitati on of the substance abuser" (pg. 1227). The Fellowship House also offers a low intensity transitional apartment setting for clients who have completed their treatment. This transitional housing offers support to clients who are new to living independently and still need living skills. There is a case manager (Greg) and peer support specialist (Cynthia) during the week. There is also on site weekend staff support for both inpatient and transitional housing clients. Clients are required to attend all in house meetings and 4 twelve step groups weekly. To help encourage the clients to remain involved in

How to use adverbs effectively - Emphasis

How to use adverbs effectively How to use adverbs effectively Adverbs convey information about how things happen, as well as when, where and to what extent. As the name suggests, they modify verbs but they can also modify adjectives, other adverbs and whole sentences, writes Cathy Relf. For example, in the sentence I need to see you urgently, the adverb urgently tells us about the verb need. But in Recently, weve been incurring a lot of delays, the adverb recently tells us about the whole sentence. However, informative and descriptive though adverbs certainly are, you should still use them with thought and moderation like all language. We tend to use a lot of fairly meaningless adverbs in conversation, to emphasise certain points, create rhythm and elicit empathy from the listener. But good, clear writing is more about communicating your meaning efficiently than banging your point home and that means only using adverbs that add genuine, useful information. Whenever possible, show, dont tell. Some adverbs are used so frequently in speech that they have become little more than verbal tics, and these are the ones you should be particularly suspicious of if they turn up in your writing. Below are five such words, each of which you should sternly interrogate before deciding whether to grant it a place in your final draft. Interestingly Interestingly, many writers like to introduce facts with the word interestingly. Interestingly, its often followed by something that isnt. If you have an interesting observation to share, let it speak for itself. And if you have a dull but necessary fact to convey, dont try to pep it up by calling it interesting. Youll lose your readers trust, as well as their attention. Heres what happened when we asked a group of editors on Twitter how they felt about sentences beginning with interestingly. Warning: its not pretty. Use it: in speeches, to create a moment of suspense before delivering a genuinely interesting point. Dont use it: to add interest where there is none. Significantly Much like interestingly, the thing about significantly is that most truly significant things can speak for themselves. Pinpoint the reason that you know your fact is significant do you have a statistic, for example? If so, can you use that instead, and let the reader be the judge of its significance? Instead of UK tourists pay significantly less for petrol, why not UK tourists pay 8.6 per cent less for petrol? Sometimes, however, youll have expertise that your reader isnt privy to, meaning you may be able to see significance where they cant. In this case, you can use the word to signal that a particular piece of information youre conveying is significant, and then follow up on how, or why, in the next sentence. Youre basically telling your reader hold on to this bit; youll understand why in a minute. Used like this, significantly can be a useful tool for creating reader engagement. Also, its worth noting that in statistics, significant has a specific meaning, with the significance level being the amount of evidence required to indicate that a result did not happen by chance. Too often, however, significant is simply used to create persuasive, attention-grabbing sentences that gloss over an absence of evidence. For example, see this headline from the Daily Mail: Less than 6 hours sleep significantly increases risk of a stroke even if you are fit and healthy. The article gives no information about the size of the increased risk it could be one per cent higher or 100 per cent higher. The reader is left none the wiser regarding the level of significance, and the same is probably true of the writer. Use it: to highlight facts that the reader may not immediately realise are significant. Dont use it: as a substitute for real information, or to make something seem more important than it is. Obviously Before you use obviously or clearly, ask yourself three things: firstly, if its obvious to everyone, do you need to make the point at all? Take, for example, the introductory sentence to this article in The Hindu: Quite obviously, the Reserve Bank of India, while reviewing the credit policy the mid-quarter review is scheduled for later on June 18 would take note of the recent developments affecting the economy. Once you unpick the sentence, it is obvious that a bank would consider economic developments when reviewing its credit policy. But did they need to say so? After all, if its obvious, is it news? Secondly, if its not obvious to your readers, how are they going to feel? Foolish, perhaps or, worse, patronised. And, thirdly, are you using obviously to discourage questioning? (After all, who would argue with something that has been declared universally obvious?) If so, take a moment to think about why youre using such a defensive tactic. It may be that there are holes in your own argument. Use it: as little as possible. Dont use it: if its likely that the information will not be obvious to some readers. Actually Actually is a useful discourse marker in speech. We use it for emphasis, surprise, contrast or correction (we thought it would be a good move, but it was actually a mistake, no, I live in Hove, actually, he was actually trying to take all the credit himself). However, in writing, actually should be used sparingly. If youre someone who writes like a demon in first drafts, itll often end up in there because your writing tumbles out structured like speech. Its actually a great way to get a first draft on to paper, but when you go back to edit it and actually look at the contribution each word is making, thats the time to question whether theyre actually adding any value or clarity. In the sentence above, wed delete the first two actuallys, but keep the third, which subtly intensifies the action of adding value. Use it: when it adds a useful hint of contrast or surprise to the sentence. Dont use it: just because you would when speaking. Literally This is, without doubt, the adverb with the most enemies. There are whole social media accounts devoted to pointing out inappropriate uses of literally. See @literallypolice on Twitter and The Literally Tsar on Facebook, if you dont believe us. The problem with literally is that it has developed a colloquial meaning that is the opposite of its literal, or dictionary, meaning. Often, when people say literally, they mean its opposite, figuratively. The footballer Jamie Redknapp has a particular fondness for the colloquial usage of the word, according to this Guardian article (he had to cut back inside on to his left, because he literally hasnt got a right foot). Despite all this fuss, only the most pedantic person would interrupt you in the middle of a story to question whether you were literally shaking like a leaf or literally chomping at the bit. But readers are pickier than listeners, and sentences such as these seem more incongruous in black and white. So, just to be completely literal about it, here are the definitions from Collins: Literal: in exact accordance with or limited to the primary or explicit meaning of a word or text. Figurative: of the nature of, resembling, or involving a figure of speech; not literal; metaphorical. In short, if it didnt really, literally happen, dont use literally. Use it: to describe things that really happened. Dont use it: for metaphors or exaggerated expressions. Want more advice on getting the most out of your business writing? Read about our in-company High-impact business writing course. Or, if you want to train only one or two people, check out our open course sessions. Then give us a call on +44 (0)1273 732 888, email us or tweet us at @EmphasisWriting.

Writers Block 13 Strategies That Work - Freewrite Store

Writers Block 13 Strategies That Work - Freewrite Store With that in mind - here are 14 of our favorite tips for curing writer's block. We’ve all been there. The right words won’t come out, if any at all, and you don’t have a creative cell left in your brain - you’re ready to call it a day. Of course, I’m talking about the dreaded  writer’s block. Writer’s block can be stressful when you have writing tasks that need to get done. Writer’s block is a myth Gasp! It cannot be true. If writer’s block is a myth, then explain what I’m feeling right now? When you attack it from the root cause, you realize writer’s block stems from four underlying causes. These four underlying causes were detailed by  Jerry Jenkins, famed author of the  Left Behind  series.   The Four Root Causes Of Writer's Block Fear - Fear can be paralyzing. The thought that  you’re  not good enough and that your work won’t be accepted. Procrastination - Nobody’s better at putting of deadlines than writers.  Set  your deadlines in stone and keep your daily workload manageable. Perfectionism - Perfectionism  can  be a good trait during the editing process; however, it is not as valuable while  writing. Distractions - In today's day and age, it’s nearly impossible to avoid distractions. So what can you do about writer’s block? Now that you know the four root causes of writer’s block, you can take some  actionable  steps to eliminate it from your writing for good. If you’re anything like me, you could probably relate to all four of the root causes. As you read along, you’ll find that more than a few of these actionable tips apply to you. With that in mind - here are 14 of our favorite tips for curing writer's block. 1. Writing Prompts If you aren’t familiar with writing prompts, they are simply guided writing assignments designed to stimulate your imagination and get the creative juices flowing. Put simply, writing prompts get you writing.   It may not be the topic you originally set out to write about, but it may help you find your muse. If you’re stuck finding a topic to write about, or lost finding a fresh idea to attack the blank page, writing prompts may be a good habit to implement into your writing routine.   The right prompt can open up new ideas.  They can illuminate new  ways of looking at things you aren’t able to see on your own. You can find writing prompts a variety of ways. Many are  free online, you can  buy a book of them, or come up with them yourself. Write them down to use at a later time.  You can even have writing prompts sent to your inbox, with Writing Time Fridays! Join here to receive a great writing prompt emailed or texted to you on Friday at 12pm EST. This is a great way to carve out time for writing and get inspired. You can dedicate time for writing on Friday, like we do at Astrohaus, or you can wait and use the prompt over the weekend. Related:  Writing Habits to Jumpstart Your Creativity and Keep You Focused    2. Don’t Be a Perfectionist   Does this sound like you? You want everything to be perfect before you ever begin writing. Every pen stroke must be streaked with gold. You try to formulate the perfect passage in your head, but you never do, so you revert to underlying cause #2, procrastination.   Perfectionism will only hinder your good writing. I’ve written a number of blog posts over the years. If there’s one thing I’ve learned, nobody ever sees my first drafts. It sounds obvious, but nothing bad will come from writing words down. If you don’t like what you wrote, delete it. Leave the self-criticism for editing. 3. Stop Writing Sometimes,  It’s just not the right time to write. Your ideas may need a few more moments to formulate in your mind.   Surely, writing isn’t the only thing you ever do. You also need to eat, sleep, read, exercise, and interact with other people.   Even if writing is at the top of your to-do-list. Doing anything else, would be more beneficial than beating yourself up while staring at a blank page.   In a infamous  New Yorker  article, Ferris Jabr references overwhelming evidence that taking a walk can help you think through problems and be creative. Source: Elements of Walking Helps Us Think It’s ok to not always be writing, or thinking about your writing. 4. Change Your Writing  Medium Stuck in the mud? Try using Google Docs or Evernote instead of Word.  Put down the computer all together and try out your grandfather’s typewriter. What’s been most beneficial to me is freewriting in a journal or a piece of scrap paper. Any idea that comes to mind goes down on the paper. Often times, it doesn’t make any sense. 5. Eliminate Distractions This is one of the four core causes of writer’s block. In a world where we are faced with distractions left and  right, we no longer get to sit  in our log cabin in the woods and write in a quiet room. You have to take extra steps to create a distraction free environment in your mind.   5 Easy ways to eliminate distractions -  Turn off your cell phone- Unplug from the internet- Clean your desk- Let everyone know to leave you alone- Dim the light I’ve been using  Sprinter  by Astrohaus to focus on my writing. I even used it while writing this article.   6. Create A Schedule Every morning, I do two things. I wash my face, then I sit down at my desk and open my daily planner. I don’t check my phone, I don’t look at any emails, and I don’t talk to ANYONE. The second thing I do each morning is plan out my day. To paraphrase Jim Rohn, â€Å"If you don’t build a plan for your life, someone else will.†Ã‚   I plan my day down to the second, then I execute. It’s easy to say you†ll just get around to it, but taking the extra steps to plan out exactly when and for how long you’ll be writing, you’re that much more likely to do it.   Sometimes, you just have to put your head to the grindstone and write. If you’ve already done this before, then first address the root causes of writer’s block found above. If a pilot called his boss and said, â€Å"I have flyers block.† He would be laughed off the phone and probably told to hang up his wings. So, why do writers get to have writer’s block? 7. Find Some Inspiration Jack London once said, â€Å"You can’t wait for inspiration. You have to go after it with a club.†Ã‚   Put bluntly, refusing to write until you feel inspired it futile - at best. As a professional writer, you can’t afford to wait several days to find your muse. The world isn’t waiting for you. Related: 25 writing tips from authors 8. Keep A Journal Journaling aids in fostering your creativity and helps develop ideas. Similar to freewriting or writing prompts, journaling literally opens a book of ideas. Turn your thoughts and feelings into words. What do you journal about? I like to journal about my goals and the things/people I’m thankful for  each day. As a part of my morning routine, I write down my goals  Ã‚  and three people I’m thankful for. It’s not uncommon for writer’s to keep journals with them at all times. Sometimes inspiration strikes at the most unlikely and inconvenient times. Bottle that muse, and save it for later. â€Å"Always carry a notebook. And I mean always. The short-term memory only retains information for three minutes; unless it is committed to paper you can lose an idea forever.† -  Will Self 9. Go Outside I don’t just mean writing outside, but turning off your writing brain completely..   Nature offers an immediate boost to your mental and physical well-being. Sometimes, you have to slow down to speed up. A few benefits of going outside are: - Relieve stress- Improve short-term memory- Eliminate fatigue- Improve focus- Decrease blood pressure Combined, all of these things can help get the creative juices flowing. Maybe while you’re outside, you’ll find your inspiration.   10. Change Your Writing Space If venturing outside isn’t enough, maybe you need to change your work setting. Rotating your workspaces can increase your productivity and open yourself up to new ideas. Try a coffee shop, a library, bookstore, a park, or just a different room. Cultivate multiple spaces around you that foster your creativity and productivity . 11. Use Freewrite Every element of the Freewrite is designed to help you find your flow state and stay there. It works perfectly indoors or out, online or offline. Double your hourly word count, meet deadlines on time, and write better content. The Freewrite allows writers like you to create drafts without being distracted by notifications or the infinite possibilities on the internet. When it’s time to write, you can just write. If you're interested, you can head over to  the Freewrite store to learn more. 12. Create A Routine Ok, so you’ve burned through the previous eleven suggestions. You found one that worked, but it didn’t work the second time. What now?   You have to create a routine. As I mentioned in tip #6, I follow a strict morning schedule to get myself aligned with the tasks of the day. After journaling and planning my day, I spend 30 minutes on personal development. Today, I learned about copywriting from the legend Gary Bencivenga. I improved my craft and found some inspiration to apply to my writing. Lastly, that brings us to the granddaddy of them all... 13. Start Writing   You’ve exhausted every option on this list and have nothing left. Here’s the foolproof way to cure your writer’s block.   It’s this simple. Just start writing. You already know this, but evidently, the things that are easy to do are also easy not to do. It starts with one word, then another.   Solution   Personally, how did I cure my writer’s block? The root cause of my writer’s block was perfectionism. I expected myself to churn at a Pulitzer worthy 2,000 word article in less than an hour. Only once I embraced my full inner creativity was I able to write to free myself from the never-ending stuckness of writer’s block. My only hope is that after reading this tips, you are able to address your underlying cause of why you’re stuck so you can ditch writer’s block forever! Carlton Clark loves to write about business, baseball, and popular culture. A writer, marketer, and entrepreneur. At the age of 14, he founded the media company  ballplayerplus.com. Currently, Carlton helps businesses share their stories through social media and blogging. When he’s not writing or creating content, Carlton coaches youth baseball at his local high school and plays guitar. You can find him online on Instagram @itscarltonclark, and on Twitter @carlton_mukasa

No topics Essay Example | Topics and Well Written Essays - 500 words

No topics - Essay Example Police crackdowns can target specific crimes, individuals, or geographic areas. They can involve an increased police presence, a commitment to more severe punishment, or other forms of legal sanctions. In Boston, Kennedy reported on how the local authorities would reach out to the gangs and communicate their intention to reduce violence by bringing every available legal tool to bear on them. This process of 'pulling levers' would dramatically increase the cost to a gang for committing acts of violence. Instead of just one member being arrested and prosecuted for a murder, the system would up the enforcement level of probation, outstanding warrants, and illegal street activities on all the gang members. Sherman reported that similar results were shown in regard to a variety of other settings and crimes. Sherman noted that increased enforcement and greater sanctions can reduce crime. However, the strategy needs to be flexible, because as the crackdown continues it may loose its effectiveness. It may be more effective to move geographical locations and targets on an ongoing basis. Reducing crime in New York City is a never-ending task, as officers put pressure on the streets and target selected criminals and criminal activities.

Public Administration Theory application Essay Example | Topics and Well Written Essays - 1750 words

Public Administration Theory application - Essay Example Included in the paper will be a theoretical perspective of the problem and theory selected. Various areas that may be specifically impacted and a problem analysis addressing the rates of graduation and test scores, additionally a solution analysis will be included with hypothetical returns based on current observations and available data. Ohio High Schools and the need for change Public education in Ohio In the school year ending in 2006 approximately 74% of all students in Ohio high schools graduated with a regular diploma. One contributing factor in this may be the earnings gap that exists with those not graduating generally making $10,000 less annually. (Alliance of an excellent education, 2009) In a 2008 report by the Americas Promise Alliance education group found that there was a large disparity in urban graduation rates versus suburban graduation rates, Columbus Ohio for instance averaged 40.9% graduation rate while the suburban districts had an average graduation rate of 82.9 % showing a glaring disparity in the two geographical areas. (Swanson, P.h.D, 2008 p. 12) This glaring disparity does bring the idea that there may be race related issues as well, though it is likely it is simply the result of economic changes and geographical location. As can be seen with the available information there is a difference between urban and suburban locations and school districts. Overall scores in the state of Ohio increased in the school year ending in 2008 from the school year ending in 2000; however, these scores were down from the school year ending in 2006 from 92.9 to 92.3. (Ohio Department of Education, 2008) More importantly the disparity in graduation numbers still exists, which while the test scores are improving the reduced graduation in urban areas remains a problem. There have been local attempts at improving the level of education and rates of students graduating specifically from Cleveland Ohio. One of those efforts encompasses the philosophy that livin g away from home may in fact assist with the student’s ability to learn. Educational Options LLC., offers a private solution for a public issue. The founder Ms. Simon offers a service which locates educational opportunities for teens with learning disabilities, from oppositional behavior through Autistic Spectrum Disorders. (Simon, 2011) Organizational theory, symbolic interactionism relating to the disparity of rates Symbolic interactionism as a theory focuses on the individual versus the more general societal implications of organizational theory. Within the public school system specifically within the Ohio High School public education program this approach would be a positive benefit. Sociologist Herbert Blumer defined the theory with three core principles. The first was meaning which states that humans act or react based on the meaning they have given those people or things they are reacting to. The second was language, which allows humans a means to negotiate through the meanings they have devised for the objects or persons. This further allows the basis for society as we understand it. The third principle is thought, each person’s thoughts changes the meanings of the symbols and or language. (Nelson, 1998 np) This administration approach applied within the school system would allow for a more specific approach which could assist in preventing the large disparity

Discussion on Women Education and Empowerment in India

Discussion on Women Education and Empowerment in India Women constitute almost half of the population in the world. But the prevailing masculine ideology made them suffer a lot as they were denied equal opportunities in different parts of the world. The rise of feminist ideas have, however, led to the tremendous improvement of womens condition through out the world in recent times. India being a developing nation and having huge tussles among its political, religious and administrative organs resulting into blocked development and the worst effect of that we can witness into women condition .They do not have proper chance to learn and grow and access to education has been one of the most pressing demands of womens rights . Women education in India has also been a major preoccupation of both the government and civil society as educated women can play a very important role in the development of the country. History of Women Education in India(4,6):Although in the Vedic period women had access to education in India but as the time grew they lost this right to avail education and academic exposure. However, in the British period there was revival of interest in womens education in India due to Britishers strong influence to the core Indian education system. During this period, various socio religious movements led by eminent persons like Raja Ram Mohan Roy, Iswar Chandra Vidyasagar emphasized on womens education in India. Mahatma Jyotiba Phule, Periyar and Baba Saheb Ambedkar were leaders of the lower castes in India who took various initiatives to make education available to the women of India. They also ensured about their participation in the social gatherings and events by introducing them into polity and administration at all levels. However womens education got a fillip after the country got independence in 1947 and the government has taken various measures to provide education to a ll Indian women. As a result womens literacy rate has grown over the three decades and the growth of female literacy has in fact been higher than that of male literacy rate. While in 1971 only 22% of Indian women were literate, by the end of 2001 54.16% female were literate. The growth of female literacy rate is 14.87% as compared to 11.72 % of that of male literacy rate and is on growing path. Government has taken a step forward by making education compulsory and free to girl child till the age of fourteen. They are getting reservations in public sector exams and private sectors like Banks, Transport Services, Hospitality and Tourism, Healthcare etc. (4. Freedom Struggle By- Bipin Chandra Pal) Table The Literacy Rate in India 1901-2011 Percentage  Ã‚   of  Ã‚  Ã‚  Ã‚   Literates  Ã‚  Ã‚   to  Ã‚   total  Ã‚  Ã‚   population Year  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Persons  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Males  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Females 1901  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   5.3  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   9.8  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   0.7 1911  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   5.9  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   10.6  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   1.1 1921  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   7.2  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   12.2  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   1.8 1931  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚   9.5  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   15.6  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   2.9 1941  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   16.1  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   24.9  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   7.3 1951  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   16.7  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  24.9  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   7.3 1961  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   24.0  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   34.4  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   13.0 1971  Ã‚  Ã‚        Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   29.5  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   39.5  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  18.7 1981  Ã‚           Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   36.2  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   46.9  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   24.8 1991  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   52.1  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   63.9  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   39.2 2001  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   65.38   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  76.0  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   54.0 2011(Recent data) 74.04 82.14 65.46 The above table shows that there is an improvement in women literacy in India during the years. But when we compare it with male literacy it becomes a concern area. (9. Censusindia.gov.in) Importance of Women Education in India(7):Women education in India plays a very important role in the overall development of the country. It not only helps in the development of half of the human resources, but in improving the quality of life at home and outside. Educated women not only tend to promote education of their girl children, but also can provide better guidance to all their children. Moreover educated women can also help in the reduction of infant mortality rate and growth of the nation. Education is a potent tool in the emancipation and empowerment of women. Its true that greatest single factor which can incredibly improve the status of women in any society is education. It is indispensable that education enables women not only to gain more knowledge about the world outside of her shell and home but helps her to get status, positive self esteem, and self confidence. It imparts necessary courage and inner strength to face challenges in life. Apparently it also facilitates them to procure a job and supplement the income of family and achieve social status. Education especially of women has a major impact on health and nutrition as an instrument of developing a sustainable strategy for population control. Moreover educated women can play an equally important role as men in nation building. Thus there is no denying fact that education empowers women. For example the different organs of the United Nations and experts on womens liberation argue for womens education as the basic step to attain equality with men. ( 7. Saraswathi Mishra, Status of Indian Women,Gyan Publishing House, New Delhi, 2002) Obstacles:As we have discussed earlier to improve women education and condition in India various initiatives and corrective measures have been done but still a lot is expected to be accomplished. THE ROOT CAUSES FOR LOW LITERACY AMONG WOMEN IN INDIA Women education is a multi-dimensional phenomenon. No single factor or cause can be held responsible for very low literacy rate of women in India. Subsequently it is associated with combination of many factors including social, cultural, economic, educational, demographic, political and administrative and so on. The following are the some of the important factors which could be attributed for the present poor state of affairs of womenfolk in education. The Lower Enrolment: The lower enrolment of girls in schools is one of the foundational factors which stand as stumbling block for women empowerment in India. Reliable sources indicate that more than 50 % of the Non-Starters (those who have never been to school) are girls.   According to the latest statistics, two out of every ten girls in the age group of 6-11 are still not enrolled in schools. (1) Higher drop-out rate among girls from schools: The incidence and prevalence of drop -outs among girls especially in rural, tribal and slums areas seem to be quite high. According to available sources, occurrence of drop-out and stagnation amongst girls is nearly twice that of boys all over India. (1) Girl Child as Second Mother:In many families girl children play the role of second mother by shouldering the responsibilities of household work such as looking after the sibling, fetching water, collecting firewood, bringing fodder for cattle, cleaning and cooking etc.   In rural India especially in poor families this traditional sex role makes girl child handicapped and conditioned by the attitude of mother and the family and discourages girl child to go school as it becomes secondary and unimportant. Hence girl child is getting deprived of her basic and fundamental right of education and freedom. (8) Bonded Labor System: This social evil is a quite discouraging phenomena which stand as barrier for girls education in rural areas for the underprivileged families of washer men and agricultural labor , scheduled caste and scheduled tribes. Caste System as a Barrier : Children belonging to low caste families are forced to learn skills and work ways and not encouraged to go to school due to various factors. Strict instruction /threat from high caste communities for their selfish motives of keeping them as domestic servants and child laborers in the farms or factory. We can witness this through the stories of various factories and farm houses in industrial cities of India. Media is also playing a crucial role here in promoting as well as resisting these mishaps. (8) Bane of Dowry:Dowry system and other social practices act as main causes of the neglect of the girl child and discrimination against girl child including the deprivation of right of education. In many families especially poor and down-trodden think that if their daughters are educated more, they have to accumulate more assets and properties to provide as dowry in large proportion at the time of marriage, so prefer rather to either stop their children with average education and so on but never higher education. This prevails more in underprivileged families and communities. (1) Child Labour Practice:A large segment of child population in India is engaged in child labour practices. According to UN sources   India is the most child labour populous nation in the globe with more than 50 million child labourers indulged in beedi works , carpet making , bricks,   mining , quarrying ,glass, bangles, match and fireworks, gem polishing ,handloom works. zari,   embroidery ,coir industry, domestic works, construction etc. In most of these industries girl children are preferred for high productivity and low cost. (8) Poor School Environment for girls: In general the school environment for girls in India is not really interesting and encouraging. The subjects taught in schools are also not related to the environment of girl children. The methods of teaching are mostly out dated, rigid and uninteresting. There are still hundreds of schools with poor basic amenities such as drinking water, latrine and toilet facilities, improper building, and inadequate number of teachers especially female teachers preferable for any parents for safety of their girl children from different types of exploitation and abuse. (7) Female age at marriage: There is high association of female literacy with female age at marriage.   By and large the female age at marriage of 18   ( recently 21 years ) as prescribed by various legislations not at all followed in India .It is very much ignored and neglected by the families of parents with low literacy and illiteracy background. This obnoxious practice discourages female children to continue their schooling and higher education as they enter into family life at the early age which is not advisable from the physical and mental health point of view and also of social development. (7) Inferiority, subservience and domesticity:The female child in Indian culture especially in rural, tribal and poor families is expected to develop the qualities of inferiority; subservience and domesticity which place sever limitations on her education and development. They are considered to be lesser important for getting knowledge of outside world and exposure to education and liberty. (6) Poverty as a Barrier: In many poverty stricken families, children especially girls are considered as economic  Ã‚   assets as they bring income for livelihood as well to save from economic crises due to death or incapacity of parents (sick/ handicapped/aged). Ineffective Law Enforcing Machinery:Indian constitution and various legislations pertaining to education to children assure free and compulsory education all children of this nation but unfortunately the enforcement machinery fail to discharge its duties and responsibilities to the satisfaction of the public interest and welfare of women. Due to this wrong implementation of right policies also women of our country is getting severely affected. (5) Demographic Factors:The high population growth rate, rapid urbanisation, migration etc also attribute immensely for the poor literacy level of women and girls in India. In these frequent transition girl Childs and women are getting neglected, uncared and unheard. (5) Poor Political Will and Conviction: Government officials, policy makers, politicians etc of our country have neither political will nor conviction for the empowerment of women in general. The only think about their personal benefits and money making ignoring the welfare of the community for whom and by whom they have reached to that position. It is a very sad and disappointing aspect of Indias democracy. (5) Gender discrimination:It still persists in India .Male are still dominating and commanding the social structure of the nation and lot more needs to be done to improve womens participation in this regard e.g. womens education. The gap in the male-female literacy rate is just a simple indicator. While the male literary rate is more than 75% according to the 2001 census, the female literacy rate is just 54.16%.Prevailing prejudices, low enrollment of girl child in the schools, engagements of girl children in domestic works and high drop out rate are major obstacles in the path of making all Indian women educated. (6) Poor Academia:Another reason for poor quality of women educationhere is the poor quality of teachers ingovernment schools .Government schools are unable toattract good quality teachers due toinadequate teaching facilities and low salaries. The government currently spends only 3% of its GDP on educationwhich is inadequate and insufficient. Toimprovethe quality of education, the government needs tospend more money from its coffers on education. (4) Steps to improve their Participation: A A significant development in recent years has been the mushrooming of community-based organizations and initiatives at the local level for women. Reports indicates that self-help programs, often in the form of savings and credit or micro credit schemes, have succeeded in changing the lives of poor women, enhancing incomes and generating positive externalities such as increased self-esteem. Micro credit is about much more than access to money. It is about women gaining control over the means to make a living. It is about women lifting themselves out of poverty and vulnerability. I is about women achieving economic and political empowerment within their homes, their villages, their countries. (5) In this whole paper we have discussed about women condition in India in terms of access to education, opportunity to learn and grow and problems in achieving the same and at last some of the measures to rectify the errors and making things happen. B-One more initiative taken by the government is the voucher system. Under the voucher system, parents are allowed tochoose a school for their children and they get full or partial reimbursement for the expenses from the government. But however, the voucher system has also a draw back because it will further aggravate the problem of poor quality of educationingovernment schools. Such a system will shift resources from government schools toprivate schools. This will worsen the situation of government schools which are already under-funded. Moreover, if the same amount given as vouchers can be used tobuild infrastructure inschools then the government can realize economies of scale. (6) C-The government of India has also felt the need to put in place an appropriate institutional mechanism to look after the Education Rights of Women and thus instituted the formulation of All India Womens Conference, National Womens Commission and State Womens Commission. At the same time government has approved special grants and allowances to NGOs working for the cause of women upliftment and social mobility. Self Help Groups have also been constituted at Panchayat level to provide a platform for the rural women to discuss issues such as family planning, child marriage, widow remarriage, Sati, domestic violence. Mother Teresas Women Universityhas greatly helped in the cause of women empowerment who received Noble Peace Prize for her genuine social work. (6) D -India is getting a great help from World Bankfor the betterment of women education and their empowerment in the country .It has approved funding for Andhra Pradesh Rural Poverty Reduction Programme (APRPRP) thus garnering international supportfor the upliftment of women. Womens reservation Bill in the Lok Sabha has gained momentum with Govt. of India promising the reservation of one-third seats in Parliament for the women. (8) E -One of the recommendations of National Policy on Education (1986) by the Government of India is to promote empowerment of women through the agency of education and it is considered to be a land mark in the approach to womens education of illiterate. The National Literacy Mission is another positive step towards eradication of illiteracy in the age group of 15-35 years. Women education has assumed special significance in the context of Indias planned development, as it is incorporated in every Five-year plans as the major programme for the development of women. Universalization of elementary education, enrolment and retention of girls in the schools, promotion of balwadies and crutches, raising number of schools and colleges of arts , science, and professional for girls , Politechniques, girls hostels, multipurpose institutions and adult education programmes are some of the steps being   taken by both central and state governments in India to boost-up womens education. (5) F    Since the prevailing situation of poor or less enrolment of girls in schools closes the doors for development and prosperity of future generation of women, concerted efforts must be initiated jointly by the government, parents and civil society to achieve universal enrolment for girls without any compromise. The enrolment can be made even mandatory for every girls by the government in the realm of compulsory education. (5) G -The Ministry of Education both at Centre and State level should work out strategic steps to stop firmly the ongoing high drop -outs among girls especially in rural, tribal and slums areas with the serious involvement of voluntary organisations in every locality to realize zero drop-out among girls. (7) H -The poverty stricken families can   be identified through proper research and necessary poverty alleviation   services be provided to strengthen the income   thereby to enable the families to send their children to schools and colleges without much financial difficulties I -Bonded Child labour and Child labour   practice must be abolished with strict administrative measures and the relieved children form bondage   should be integratedinto schools with suitable defence social mechanism. J Appropriate steps should be taken by the educational authorities with the participation of communities in order to bring the girl children to the main stream of education and development at every level including family and community. K -The female child in every Indian family irrespective of socio-economic status should be moulded to overcome the challenges of inferiority; subservience and domesticity which place sever limitations on her education and development. Every family irrespective its socio-cultural and economic background can take it a challenge to bring up their girl children as dignified human being with empowerment in physical , mental, economic and social dimensions of life. (7) L The Midday meal scheme and other educational supportive services like free text books,   Note books , Fee uniforms , Free Bicycles, Free bus , scholarships Free bus pass and so on   as done in the state of Tamil Nadu can be provided in all states and union territories to lift up the literacy level among girls. (6) M -As social evils like dowry, child marriage , caste system and other practices deprive rights of education for children belonging to poor and underprivileged families and communities, they should eliminated through well-designed packages of mass awareness programmes and social welfare measures with full support of   public, political parties, NGOs and government agencies. (7) N -The electronic and print media can play significant role in building a good and positive image about girls and women in general in the society by giving no focus for such advertisements and news fetching commercial gain at the cost of depicting women as an object. This would help in changing the society s attitudes towards girls and their roles to treat every girl or woman as human being with self respect and dignity. (7) O -Government, voluntary sector and philanthropic organisations and individuals should come forward to provide free education for poor girls and provide free   hostel facilities   for girls studying in schools and colleges in every state of India. This will certainly encourage children of poor families to pursue good and higher education without much impediments. (6) P -The schools of social work, departments of women studies, Women Universities and other educational institutions in hand with   NGOs   and social service organisations such as Rotary Clubs , Lions Clubs , women lib organisations associations can work together to improve the educational status of the womenfolk in this country on mutual respect and understanding. (7) Q -The parents of children belonging to poor, underprivileged families   must be specially educated with proper social formula to help them   to understand the significance of education   for their girl children as foundation for empowerment. (1) R -Government, NGOs and public should work hand in hand to implement the minimum age at marriage (21and above) Awareness should be created to institutionalise it as a traditional practice cut acrossing castes, religions, community etc. (5) S Government officials, policy makers, political parties and others should have adequate political will and conviction to empower women in India without double standard mind T -The law enforcing machinery should be made really effective with efficient monitoring vigilant system to implement the constitutional and legislative provisions and administrative measures to assure free and compulsory education for all children of this nation without any gender discrimination. (7) Its true that there is great deal of requirement to uplift women education in India at the grass root level because majority of the female population live in the rural areas .They do not avail the basic things in their life and to get education is still a distant dream for them. However Indian government is coming up with various scheme in their five year plan to make the situation healthy and encouraging for these women. In 1990s, grants from foreign donor agencies enabled the formation of new women-oriented NGOs(3). Self-help groups and NGOs such as Self Employed WomenHYPERLINK http://en.wikipedia.org/wiki/SEWAHYPERLINK http://en.wikipedia.org/wiki/SEWAs Association (SEWA) have played a major role in womens rights in India. Many women have emerged as leaders of local movements. For example, Medha Patkar of the Narmada Bachao Andolan. Companies like NIIT Ltd. (2) has come up with the project called Affirmative Action where they are taking girls from the down trodden areas and training them about English language, basic computer knowledge and after that helping them to get jobs in Retail, BPO ,Hospitality sectors. In this way the are educating them and by providing jobs women are getting empowered in taking decision, participating in family income and by helping their kids to make the future bright and opportunity oriented. (2 , 3) There is no doubt about the fact that development of women has always been the central focus of planning since Independence. Empowerment is a major step in this direction but it has to be seen in a relational context. A clear vision is needed to remove the obstacles to the path of womens emancipation both from the government and women themselves. Efforts should be directed towards all round development of each and every section of Indian women by giving them their due share. The status of women in India has been subject to many great changes over the past few millennia. From equal status with men in ancient times through the bad phases of the medieval period, to the promotion of equal rights by many reformers, the history of women in India has been on better track. In modern India, women have acquired high offices in India including that of the President, Prime minister, Speaker of the Lok Sabha, Leader of Opposition, etc. The current President of India is a woman. (5) A review of governments various programmes for women empowerment such as Swashakti, Swayamsidha, Streeshakti, Balika samrudhi yojana and another two thousand projects reveal that little has been done or achieved through these programmes. The discrepancy in the ideology and practice of the empowerment policy of women in India constitutes its continued social, economic and social backwardness. Women make up 52% of our countrys population. Hence there can be no progress unless their needs and interests are fully met. Empowerment would not hold any meaning unless they are made strong, alert and aware of their equal status in the society. Policies should be framed to bring them into the mainstream of society. It is important to educate the women. The need of the hour is to improve female literacy as education holds the key to development. (2 , 3) There is no doubt about the fact that development of women has always been the central focus of planning since Independence. Empowerment is a major step in this direction but it has to be seen in a relational context. A clear vision is needed to remove the obstacles to the path of womens emancipation both from the government and women themselves. Efforts should be directed towards all round development of each and every section of Indian women by giving them their due share. I believe with the likes of Pratibha Patil, Sonia Gandhi, Indra Nooyi, Chanda Kochar etc. bagging the top jobs, it would not be long when India would be boosting of its Gender Equality Index (GEI) and Gender Development Index (GDI).Lesser will be the social stigma of women exploitation which have haunted it for many years gone by. Summary: Empowerment can be defined as the totality of the following or similar capabilities: Having decision-making power of their own Having access to information and resources for taking proper decision Having a range of options from which you can make choices (not just yes/no, either/or.) Ability to exercise assertiveness collective decision making Having positive thinking on the ability to make change Ability to learn skills for improving ones personal or group power. Ability to change others perceptions by democratic means. Involving in the growth process and changes that is never ending and self-initiated Increasing ones positive self-image and overcoming stigma Conclusion: From these discussions we can say that the most common explanation of womens empowerment is the ability to exercise full control over ones actions. The last decades have witnessed some basic changes in the status and role of women in our society. There has been shift in policy approaches from the concept of welfare in the seventies to development in the eighties and now to growth in the nineties and now trumpet of empowerment. This process has been further accelerated with some sections of women becoming increasingly self-conscious of their discrimination in several areas of family and public life. They are also in a position to mobilize themselves on issues that can affect their overall position.